October 31, 2017

Why Now is the Time to Ensure That You Are Planning for a Rainy Day

I think it goes without saying that most people are pretty pleased with the recent performance of their portfolio. With stocks around the world continuing to push higher, recent returns have likely exceeded investor expectations. When talking about this dynamic quite a bit in our client review meetings over the last year or so. While there is no way to know how long stocks will move higher in the short […]
September 29, 2017

Tips To Keep Your Data Safe in a Post Equifax Breach World

By now you have likely heard about it on the news. Equifax, one of the largest credit reporting agencies in the U.S., announced earlier this month that their security systems had been breached thereby potentially exposing 143 million people’s sensitive information to hackers. Among other things, it is possible that credit card numbers, social security numbers, and dates of birth could have been exposed. Here are six suggested steps to […]
August 23, 2017

So Your Long Term Care Insurance Premiums Are Going Up. What Are Your Options?

Ughhhhhhhhhh. Do you hear that? That is the collective sigh of thousands of baby boomers after opening letters from their Long Term Care Insurance company to announce that the premiums they pay are going up. How much? Well it depends, but a 50% to 100% increase has been known to happen. In a financial planning practice like ours, with a heavy focus on retirement planning, we see this quite often […]
July 7, 2017

Thinking Outside of the Box: Four Creative Ways to Help Fund the Cost of College

As summer begins to heat up here in the Midwest, it is around this time of year that I normally have a number of conversations with both parents and grandparents about how to pay for college. Sure saving money, borrowing money, and pursuing financial aid are the most obvious ways to pay for college. The problem with these methods however is none actually attempt to lower the cost of college. […]
May 23, 2017

Three Common Retirement Planning Pitfalls and How To Avoid Them

At our firm we deal with folks that are either retired, soon to be retired, or hoping to eventually retire every single day. So it should come as no surprise that we have witnessed a number of retirement planning mistakes over the years. After all, we are all humans, right? The good thing about these mistakes is that they are very much correctable. Below you will find three common retirement […]